Sabine N Konig. Spreadsheet Templates. November 08th , 2017.
Many years ago, there was only one real choice, your bookkeeping records were kept manually with Cash Books and Ledgers to help you organise records. Even today many small businesses still use handwritten records even though they can take up a significant amount of your business time and it is very easy to make errors. Accounting Templates
Find Good Insurance The insurance industry has grown tremendously and so has the cost-car insurance, health insurance, and renters insurance, to name a few. Your best bet in finding good rates rests on your history and good research. For example, if youve been ticketed for reckless operation recently, your rates could be double the normal amount. As far as health insurance, some companies are offering more than one type of plan-choose the more affordable one based on your current circumstances and you can keep some of your hard-earned money where it belongs-in your pocket or in the bank. The last type of insurance mentioned is renters insurance. Although it isnt necessarily required, it could save a bundle in the long run if something catastrophic happens. Thats right-insurance premiums should be included on the monthly budget spreadsheet as well.
Lastly, include an estimate on the monthly budget spreadsheet of how much youre planning to allot for entertainment. That way, you can save up your "entertainment funds" for something bigger (like a vacation) or spend it on smaller perks. Its also important to save some for emergency funds as well, because cars break down and people do become ill.
Formatting a spreadsheet is something that can be a personal choice in particular colour schemes, or how busy the spreadsheet is, but one should always keep in mind the user, and how easy it is for a new user to follow your spreadsheet. In summary keep it neat, simple and adhere to predefined formats to eliminate any slow down or errors in formulas due to incorrect cell formatting.
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