Sabine N Konig. Spreadsheet Templates. February 14th , 2018.
Include Groceries on Your Monthly Budget Spreadsheet Groceries should also be included on the monthly budget spreadsheet. Depending on where you live and how well you shop-using coupons and buying larger packages of paper products and non-perishables-you could easily spend $80 a week in groceries just for one person (and thats not eating steak every night or eating out). By the way, avoid eating out, if at all possible, and settle for a hearty meal at home.
Many years ago, there was only one real choice, your bookkeeping records were kept manually with Cash Books and Ledgers to help you organise records. Even today many small businesses still use handwritten records even though they can take up a significant amount of your business time and it is very easy to make errors. Accounting Templates
Find Good Insurance The insurance industry has grown tremendously and so has the cost-car insurance, health insurance, and renters insurance, to name a few. Your best bet in finding good rates rests on your history and good research. For example, if youve been ticketed for reckless operation recently, your rates could be double the normal amount. As far as health insurance, some companies are offering more than one type of plan-choose the more affordable one based on your current circumstances and you can keep some of your hard-earned money where it belongs-in your pocket or in the bank. The last type of insurance mentioned is renters insurance. Although it isnt necessarily required, it could save a bundle in the long run if something catastrophic happens. Thats right-insurance premiums should be included on the monthly budget spreadsheet as well.
Dont Forget About Transportation When choosing a place to live, consider transportation costs-fuel, commute, and the wear-and-tear on your vehicle. As a general rule, living within 15 or 20 minutes of the workplace and doctors office can save a lot of fuel, travel time and lengthen the life of your vehicle.
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