Spreadsheet Templates. Sunday , January 28th , 2018 - 21:14:42 PM
Find Good Insurance The insurance industry has grown tremendously and so has the cost-car insurance, health insurance, and renters insurance, to name a few. Your best bet in finding good rates rests on your history and good research. For example, if youve been ticketed for reckless operation recently, your rates could be double the normal amount. As far as health insurance, some companies are offering more than one type of plan-choose the more affordable one based on your current circumstances and you can keep some of your hard-earned money where it belongs-in your pocket or in the bank. The last type of insurance mentioned is renters insurance. Although it isnt necessarily required, it could save a bundle in the long run if something catastrophic happens. Thats right-insurance premiums should be included on the monthly budget spreadsheet as well.
However, this method is no better than handwritten records, it is still prone to errors which may go unnoticed, and if no reconciliation procedures are carried out, then your data will be inaccurate and misleading.
Lastly, include an estimate on the monthly budget spreadsheet of how much youre planning to allot for entertainment. That way, you can save up your "entertainment funds" for something bigger (like a vacation) or spend it on smaller perks. Its also important to save some for emergency funds as well, because cars break down and people do become ill.
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